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Adventure Travel Insurance

Automatically Covered

When travelling with this insurance, You are automatically covered for the following amateur activities without paying any additional premium:
KEY  
C: Covered
PL: Personal Liability
PA: Personal Accident
AP: Additional Premium
Activity
C
PL
PA
AP £
Archery
Badminton
Baseball
Basketball
Bungee Jumps
Canoeing
Cricket
Cycling
Golf
Jogging
Marathons
Netball
Orienteering
Parascending (over water)
Rambling
Roller Blading (Inline Skating / Skate Boarding)
Running (both Sprint & Long Distance)
Safari
Snorkelling
Scuba Diving (qualified, max depth 30 metres) under 14 days
Squash
Swimming
Tennis
Trekking (under 2,000 metres)
Triathlons
Volleyball
Water Polo
Water Skiing
White/Black Water Rafting (Grades 1 - 4)
Windsurfing and Yachting (both racing and crewing) inside territorial waters

 

Automatically Covered Excluding Personal Accident And Personal Liability
The following amateur activities are also automatically covered without paying any additional premium, but the policy excludes any cover under the Personal Accident and Personal Liability sections:
KEY  
C: Covered
PL: Personal Liability
PA: Personal Accident
AD: Additional Premium
Activity
C
PL
PA
AP £
Abseiling
Boxing Training
Camel / Elephant Riding or Trekking
Cycle Touring
Passenger (in private/small aircraft or helicopter)
Football
Go Karting
Hiking (over 2,000 metres, but under 6,000 metres)
Hockey
Horse Riding (no Polo, Hunting, Jumping)
Hot-Air Ballooning
Jet boating
Jet Skiing
Kayaking
Motorcycling (under 50cc) - no Racing
Trekking (over 2,000 metres, but under 6,000 metres

 

Additional Cover At Extra Cost Excluding Personal Accident And Personal Liability
Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, Insure & Go, but the policy excludes any cover under the Personal Accident and Personal Liability sections:
KEY  
C: Covered
PL: Personal Liability
PA: Personal Accident
AD: Additional Premium
Activity
C
PL
PA
AP £
Flying (piloting private/small aircraft or helicopter)
Manual Labour (at ground level, no machinery)
Martial Arts (training only)
Motorcycling (over 50cc) - No Racing)
Mountain Biking
Rugby
Scuba Diving (unqualified, max depth 30 metres) under 14 days
Scuba Diving (qualified, max depth 40 metres) over 14 days
Sea Canoeing
Snow Mobiling
Surfing

 

Additional Cover At Extra Cost Excluding Personal Accident And Personal Liability +  Excess increased to £200
Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, Insure & Go, but the policy excludes any cover under the Personal Accident and Personal Liability sections and the excess under the medical section of cover is increased to £200:
KEY  
C: Covered
PL: Personal Liability
PA: Personal Accident
AD: Additional Premium
Activity
C
PL
PA
AP £
American Football
Gliding
Paragliding
Parachuting
Parascending (over land)
Sand Yachting
Sky Diving
White/Black Water Rafting (Grade 5 to 6)
Yachting (racing or crewing) outside territorial waters

 

Additional Cover At Extra Cost Excluding Personal Accident And Personal Liability +  Excess increased to £400
Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to, Insure & Go, but the policy excludes any cover under the Personal Accident and Personal Liability sections and the excess under the medical section of cover is increased to £400:
KEY  
C: Covered
PL: Personal Liability
PA: Personal Accident
AD: Additional Premium
Activity
C
PL
PA
AP £
Hang-Gliding
High Diving
Horse Jumping (no Polo or Hunting)
Micro Lighting
Parasailing
Rock Climbing (not Mountaineering)
Rock Scrambling

 

Any activity not listed above (or any of the above sports on a professional basis), which could be considered a hazardous activity, sport, pastime or employment (involving an increased risk of injury), will NOT be covered under the policy UNLESS declared to, and accepted by, the issuing agent at the time of taking out the policy in return for additional premium and/or changes in cover.

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